Long Term Care – What’s Your Plan?
Even the most comfortable retirement plan can be threatened by the unanticipated expense of Long Term Care (LTC). With no protection against the rising costs of extended care such as home care, adult day care or assisting living, your retirement savings could be at risk. Proper LTC planning begins with education, and there’s no better time to begin than National LTC Awareness Month.
Understanding your options can be difficult, which is why a trusted and credible source of information is so valuable in the internet age. We invite you to learn about your LTC planning options—including Long Term Care Insurance—through the Wayland Baptist University Alumni Insurance Program, which offers free educational information, convenient no-risk consultations, and association discounts.
Long Term Care Insurance can help safeguard your assets. Because premiums are based on the age when you apply, you will save money buying sooner rather than later. Once you’re covered, your premiums cannot be increased simply because you grow older or your health declines. Women in particular are encouraged to begin their LTC planning early: profound trends in the market could lead to the loss of discounts as high as 40%.
Waiting is the biggest mistake you can make. To learn more about LTC insurance and all of the other products available through the Wayland Baptist University Alumni Insurance Program, please visit http://meyerandassoc.com/wayland
 K. Greene, “Women Face Higher Costs.” Wall Street Journal. November 23, 2012.