ANNUAL LOAN LIMITS FOR SUBSIDIZED AND UNSUBSIDIZED STAFFORD LOANS

Dependent Undergraduate Student

Independent Undergraduate Student

Graduate Student

1ST YEAR

$5,500 - Only $3,500 can be Subsidized

$9,500 – Only $3,500 can be Subsidized

$20,500 each academic year – Only 8,500 can be subsidized

2ND YEAR

$6,500- Only $4,500 can be Subsidized

$10,500 – Only $4,500 can be Subsidized

3RD & 4TH YEARS

$7,500- Only $5,500 can be Subsidized

$12,500 – Only $5,500 can be Subsidized

Maximum Total Debt from Stafford Loans When You Graduate

$31,000 As a Dependant Undergraduate Student

(maximum $23,000 subsidized)

$57,500 as an Independent Undergraduate Student – (Only 23,000 of this can be Subsidized)

$138, 500 as a graduate professional student – Only $65,000 of this can be Subsidized.